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PREM NARAIN, C.VISWANATH
Sunita – Appellant
Versus
HDFC Standard Life Insurance Co. Ltd. – Respondent


Advocates:
Counsel for the Parties:
For the Petitioners:Mr. Gurudatta Ankolekar, Advocate
For the Respondent:Mr. Joydeep Bhattacharya, Advocate

ORDER

C. Viswanath, Member.—The present Revision Petition is filed by the Petitioners under Section 21(b) of the Consumer Protection Act, 1986 against Order passed by the Karnataka State Consumer Disputes Redressal Commission, Bangalore (hereinafter referred to as the “State Commission”) in First Appeal No.1977/2007 dated 27.05.2013.

2. Petitioners are the children of the insured Tulsa Bai Kamalapur. The insured had taken HDFC Children’s Double Benefit Policy bearing Nos.143275 and 143262 for a sum of Rs.1,00,000/- each, Policies commencing from 11.03.2003. Tulsa Bai Kamalapur expired on 17.02.2006. Father/guardian of the Petitioners submitted insurance death claim with the Respondent/Insurance Company, which repudiated the claim on the ground that the insured had suppressed material facts in the proposal form. Aggrieved by repudiation of the claim, Complainants filed Consumer Complaint before the District Forum with the following prayer: -

“i). To pay Rs.2,00,000/- alongwith bonus and benefits and on that amount interest @ 18% from 17.02.2006 till the date of realization in respect of Petitioner No.2.

ii) To pay Rs.2,00,000/- alongwith bonus and benefits and on that amount of

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