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C.VISWANATH
Manager, Indusland Bank Ltd. – Appellant
Versus
Abani Kanta Das – Respondent


Advocates:
Counsel for the Parties:
For the Petitioners:Mr. Rana Ranjit, Advocate
For the Respondent No.1:Mr. Somraj Gangopadhyay, Advocate, (Ex-parte vide order dated 25.07.2013)
For the Respondent No.2: Nemo, (Ex-parte vide order dated 20.01.2015)

ORDER

C. Viswanath, Presiding Member.—The present Revision Petition has been filed by the Petitioners against order dated 31.10.2011 of the West Bengal State Consumer Disputes Redressal Commission (for short “State Commission”) in FA/3/2011 wherein the Appeal filed by the Petitioners was dismissed.

2. Case of the Complainant is that the Complainant purchased a ten-wheeler truck of Ashok Leyland Ltd. bearing registration no. WB29/6162, chassis no. WDE-545847, and engine no. DWE 406960 financed by OP No. 1 through OP No. 2. The Complainant entered into an agreement with OP No. 1 and accordingly OP No. 1 and 2 sanctioned a loan of Rs.9,15,000/-. As per the terms and conditions of the agreement, the Complainant deposited a sum of Rs.82,687/- with Opposite Parties Nos.1 and 2 as margin money. The Complainant was supposed to repay a sum of Rs.11,57,700/- in 47 instalments @ Rs.24,720 w.e.f. 24.02.2005. Thereafter, when it came to the notice of the Complainant that the Registration Certificate bore the name of Opposite Party No.3 as a joint registered owner, on enquiry, Opposite Party No. 3 informed him that he had incurred an expenditure of Rs.45,000/- from his own pocket in order to get

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