ORDER

C. Viswanath, Presiding Member.—The present Appeal is filed by the Appellant against Order passed by the Punjab State Consumer Disputes Redressal Commission, Chandigarh (hereinafter referred to as the “State Commission”) in MA/1857/2019 in/and CC/127/2019 dated 18.03.2020.

2. Father of Respondent No.1/Complainant obtained Medical Insurance Policy No.404000501810000094 from the Opposite Party/Insurance Company, which was valid from 05.05.2018 to 31.10.2018. The Policy covered medical expenses of USD 2,50,000/- for Illness, USD 2,50,000/- for accident, USD 25,000/-, for Personal Accident, USD 1,000/- for loss of checked in Baggage, USD 100/- for delay of checked in Baggage, USD 250/- for Loss of Passport and USD 2,00,000/- for Personal Liability. At the time of taking the Policy, the insured had disclosed that he was suffering from hypertension and diabetes. Opposite Parties got the insured medically examined and thereafter issued the Medical Insurance Policy.

3. On 05.05.2018, the Insured went to Birmingham alongwith his family. On the night of 30.08.2018, he suffered heart attack and was taken to the hospital. On 01.09.2018, Angiography was done and claim for reimbursement wa