ORDER

C. Viswanath, Presiding Member.—The present Appeal, under Section 19 of the Consumer Protection Act, 1986 has been filed by the Appellant against the order dated 03.08.2015 of the Maharashtra State Consumer Disputes Redressal Commission, Circuit Bench at Aurangabad (hereinafter referred to as “the State Commission) in CC/05/2014.

2. The Complainant/Appellant obtained “Standard Fire and Special Perils” Insurance Policies for stocks of cotton etc. and plant and machinery. Complainant’s factory met with a fire incident on 29.03.2009 at about 9.30 am. Huge stock of the cotton was damaged in the accident. The accident was reported to the Police and an FIR No.3/2009 was registered. The Complainant stated that he informed the Opposite Party/Insurance Company regarding the loss and thereafter submitted all the relevant documents as sought for by the Surveyor, Mr. J.C. Bhansali. The Surveyor assessed the loss at Rs.32,92,525/- only, though the total loss suffered was to the tune of Rs.99,45,286/-. The Opposite Party also appointed M/s Charter House Detective Services to ascertain the actual loss, who submitted their investigation report. Police after investigation found that the fire