UNIVERSAL SOMPO GENERAL INSURANCE CO LTD VS MAA SHANTI CABLE NETWORK AND OTHERS THROUGH ITS PROPRIETOR, SANDEEP KUMAR GUPTA

Judicial Analysis Court Copy Headnote Facts Arguments Court observation

V.K.JAIN
UNIVERSAL SOMPO GENERAL INSURANCE CO LTD – Appellant
Versus
MAA SHANTI CABLE NETWORK AND OTHERS THROUGH ITS PROPRIETOR, SANDEEP KUMAR GUPTA – Respondent

Advocates Appeared:
Zorawar Singh, Adv., Mohd Anis Ur Rehman, Adv.

JUDGMENT/ORDER :

V.K. Jain, Presiding Member - Ia/20010/2017 (C/delay)

There is a delay of 26 days in filing this appeal. Considering all the facts and circumstances of the case including the reasons given in the application, the said delay is condoned subject to payment of Rs.10,000/- as cost to the complainant. The application stands disposed of.

FA/2484/2017

The complainant took a Shopkeepers Package Policy from the petitioner company for the period from 26.11.2015 to 25.11.2016. Under the said policy, the insured goods were covered to the extent of Rs.10 lakhs against fire and allied perils, whereas they were covered to the extent of Rs.11 lakhs in case of burglary and robbery. The aforesaid policy to the extent it is relevant reads as under:-

"Coverage Section	Particulars of Insured Interest Section	Sum Insured/Limit of Indemnity (In Rs.)	Excess
I Fire & Allied Perils Building and/or Contents	Details as per Annexure "A"	1,000,000.00	5% of claims amount for Act of God Perils (Lighting,Storm, tempest, Food, Inundation and the like, subsid

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V.K.JAINUNIVERSAL SOMPO GENERAL INSURANCE CO LTD – AppellantVersusMAA SHANTI CABLE NETWORK AND OTHERS THROUGH ITS PROPRIETOR, SANDEEP KUMAR GUPTA – Respondent

V.K.JAIN
UNIVERSAL SOMPO GENERAL INSURANCE CO LTD – Appellant
Versus
MAA SHANTI CABLE NETWORK AND OTHERS THROUGH ITS PROPRIETOR, SANDEEP KUMAR GUPTA – Respondent