ORDER :

V.K. Patil, Member

This appeal is directed against order dated 24.8.2012 of District Consumer Disputes Redressal Forum, Kabirdham/Kawardha (C.G.) (hereinafter referred for short as “District Forum”) in complaint case No. 39/2010 whereby complaint of the complainant, alleging deficiency in service against both the OPs the Insurance Company and bank together, owing to non-payment of agriculture insurance claim due to loss caused to “Kharif’ crop in her field, has been partly allowed as per the impugned order.

2. Briefly stated facts of the case are that the complainant averred to have procured a credit card No. 11228284006 from OP-1/bank by which loan limit was available for Rs. 50,000. Complainant further averred that she had raised loan of Rs. 45,000 on 3.3.2008 from OP- 1/bank against the said credit card towards “Kharif crop” for the year 2008-2009 which along with interest accumulated to Rs. 48,391 as at 5.9.2008, so in terms of National Insurance Scheme, insurance premium of Rs. 1,250 on loan limit amount Rs. 50,000 was collected by OP-1/bank when she was informed that in the event of loss due to non production of “Kharif’’ crop or its yield found less than 37%, compensati