ORDER :

J.M. Malik, Presiding Member

The controversy in this case swirls around the question, “Whether, M/s. Padia Exports Private Ltd., the Complainant, is entitled to recover its claim in the sum of Rs. 2,19,56,271.49, vide Marine Insurance Policy from M/s. Bajaj Allianz General Insurance Co. Ltd., the opposite party, for the loss caused by the devastating fire, wherein the goods (utensils), owned by the complainant, were gutted in fire.

2. The complainant, is a Private Limited Company, incorporated under the Indian Companies Act, 1956. It is having its Head Office at Kolkata and Regional Office at Delhi for Delhi Region. It has registered office at Yerwada, Pune. It obtained Marine Insurance Policy from M/s. Bajaj Allianz General Insurance Co. Ltd., OP. As per Institute Clauses (A)—“All Risks from Consignor Warehouse to Consignee’s Warehouse at destination for the period of one year from 27.3.2010 to 26.3.2011 to be declared as and when upon receipt of shipping documents. The policy su