ORDER :

J.S. Klar, Presiding Judicial Member

The appellant (complainant in the complaint) has filed this appeal against the impugned order dated 6.7.2010 passed by the Additional Bench of the District Consumer Disputes Redressal Forum, Ludhiana (in short, “the District Foaim”), dismissing her complaint filed against the respondents of this appeal (opposite parties in the complaint).

2. The brief facts of the complaint are that Smt. Ravinder Kaur, complainant, filed the complaint under Section 12 of the Consumer Protection Act, 1986 (in short, “the Act”) against the opposite parties, on the allegations that her husband Sh. Paramjit Singh S/o Amar Singh was policy holder from the opposite parties, vide Policy No. 09294577 issued on 11.7.2008 for the sum insured of Rs. 2.50 lacs with maturity date as 11.7.2018. The premium was payable on yearly basis. The husband of the complainant died natural death on 20.3.2009 at his house. The complainant lodged the insurance claim with the opposite parties after death of her husband, but the opposite parties only sat over the matter. The opposite parties finally repudiated the insurance claim on 31.7.2009. The opposite parties got the husband of the