JUDGMENT :

Mr. Justice Gurdev Singh, President-The appellants/opposite parties have preferred this appeal against the order dated 5.3.2012 passed by District Consumer Disputes Redressal Forum, Patiala (in short, “District Forum”), vide which the complaint filed by the respondent/complainant, Bhupinder Kumar, under Section 12 of the Consumer Protection Act, 1986, was allowed with Rs.7,500/-, as costs and the opposite parties were directed to pay him a sum of Rs.2,00,000/- within one month of the receipt of the certified copy of the order and failing that to pay interest at the rate of 9% per annum from the date of the order.

2. The complainant alleged, in his complaint, that he was working with the opposite parties and had taken the insurance policy dated 28.9.2005 from them, which was still continuing on the date of filing of the complaint. On 29.4.2007 he suffered heart attack for which he was admitted in Patiala Heart Institute at Patiala and remained admitted for his treatment from 30.4.2007 to 2.5.2007. The doctors of the Hospital preferred for angiography and he was shifted to Dayanand Medical College & Hospital, Unit Hero DMC Heart Institute, Ludhiana (in short, “DMC”) where he