ORDER :

Mr. Ramesh Bawri, Senior Member-The case of the Complainant before the learned District Forum was that he is a reputed businessman dealing with all kinds of hardware goods under the name and style of M/s. Hanuman Hardware Store, Wahthapbru, G.S. Road, Shillong. The Complainant had insured his shop under the Shopkeepers Insurance Policy with OP No. 3 vide Policy Certificate bearing Insurance Policy No. 322406/2004/44/1094 dated 26.3.2004 with validity period up to 25.3.2005. That on the night of 18.9.2004, some miscreants broke into the shop premises of the Complainant and stole a huge quantity of hardware goods, paints, building material and money. The miscreants had also damaged the goods and furniture in the shop and an FIR was lodged with the officer-in-charge 29 Cantonment Police Beat House, Shillong. OP No. 3 was informed by the Complainant about the incident on 19.9.2004. OP No. 3 appointed Mr. S. Das Purkayastha as a Surveyor and carried out a detailed investigation on the spot. Required documents were produced before him in original and he made an inventory of the stock