ORDER :

MR. B.M. BEDI, JUDICIAL MEMBER

1. Delay of 27 days in filing of the appeal is condoned for the reasons stated in the application filed by the appellant.

2. This appeal has been preferred against the order dated October 8th, 2013 passed by District Consumer Disputes Redressal Forum (for short District Forum), Yamuna Nagar.

3. Vivek Rekhan-complainant (respondent) purchased a Medi-claim Insurance Policy, known as ‘Happy Family Floater Policy’ (Annexure A-4) Vide which the complainant, his wife Madhu Rekhan and minor son Vedant Rekhan, were insured for the period from March 30th, 2009 to March 29th, 2010, for a sum of Rs.10.00 lacs each.

4. In June, 2009 the minor son of the complainant fell ill. He was admitted in ‘Ashirwad Hospital, Yamuna Nagar’ from where he was referred to ‘Chaitanya Hospital, Sector-44-C, Chandigarh. He (complainant’s son) remained admitted in ‘Chaitanya Hospital’ Chandigarh from June 20th, 2009 to June 28th, 2009. The complainant spent Rs.86,694/- on the treatment of his minor son. However, his claim was repudiated by the appellant-opposite party Vide repudiation letter dated October 6th, 2009 (Annexure A-3), stating therein as under:—

“As per documents the d