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NOUSHAD ALI, P.MUTYALA NAIDU
United India Insurance Company Limited – Appellant
Versus
C. Ramanjaneyula Reddy – Respondent


Advocates:
Advocate Appeared:
For the Appellant :M/s. Srinivasa Rao Vutla, Advocate.
For the Respondent:Mr. M.N. Naidu, Advocate.

ORDER :

Noushad Ali, President

The opposite parties United India Insurance Company Ltd., have filed this appeal challenging the award passed against them, to pay a sun of Rs. 1,65,000 towards the claim of damaged vehicle of the respondent, Rs. 10,000 towards mental agony and costs of Rs. 3,000.

2. The vehicle of the respondent bearing registration No. AP 4 TT : 4568, which is a diesel tanker was covered by personal insurance policy valid from 21.11.2014 to 20.11.2015. The vehicle met with an accident on 28.8.2015 and sustained damage when the policy was in force. It is not in dispute that the respondent is entitled to claim the insurance amount under the policy. The appellants appointed an insurance surveyor and obtained assessment of damage at Rs. 43,600. The respondent was not inclined to receive the said amount since the repair of the vehicle costed him a sum of Rs. 1,68,190. Therefore, the respondent filed a complaint in question before the Forum. The Forum did not go into the question as to whether the quantum of amount claimed by the respondent was justified or whether the offer of Rs. 43,600 by the appellants was correct. However, the Forum passed an award to pay Rs. 1,65,000 i

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