ORDER

Dinesh Singh, Presiding Member.—This Appeal has been filed under Section 19 of The Consumer Protection Act, 1986 (the ‘Act 1986’), challenging the Order dated 22.09.2015 in C. C. No. 207 of 2010 passed by The State Consumer Disputes Redressal Commission, Maharashtra (the ‘State Commission’).

2. Heard arguments from Ms. Manisha T. Karia, Advocate, learned Counsel for the Appellant (the ‘Complainant Firm’) and Mr. S. M. Tripathi, Advocate, learned Counsel for the Respondent No. 1 (the ‘Insurance Co.’).

Vide Order dated 28.08.2017, the Respondent No. 2 (the ‘Surveyor’) was ordered to be proceeded against ex parte.

Perused the material on record including inter alia the impugned Order dated 22.09.2015 of the State Commission and the Memorandum of Appeal.

3. In the interest of justice, to settle the matter on merit, the delay of 26 days in filing the appeal is condoned.

4. Admitted facts, relevant for disposal of this appeal, are that the Complainant Firm took an insurance policy to cover its plant and machinery, electrical installations and stock–in-trade. The premium was paid. The policy was valid. An incident of fire took place on 24.12.2005. The Insurance Co. was intimated. Su