ORDER

Dinesh Singh, Presiding Member.—This Complaint has been filed under Section 12(1)(a) read with Section 21(a)(i) of The Consumer Protection Act, 1986, hereinafter referred to as the ‘Act 1986’, for alleged deficiency in service.

The Complainant, Chinar Herbs through its Proprietor, is hereinafter being referred to as the ‘Complainant Firm’.

The Opposite Party No. 1, National Insurance Company Ltd., is hereinafter being referred to as the ‘Insurance Co.’.

The Opposite Party No. 2, Vinod Sharma, Surveyor & Loss Adjusters, is hereinafter being referred to as the ‘Surveyor & Loss Adjusters’.

2. Heard learned Counsel for the Complainant Firm and for the Insurance Co.

No one was present for the Surveyor & Loss Adjusters.

Perused the material on record, including inter alia the Complaint, the Written Version of the Insurance Co., the Rejoinder thereto and the Evidence filed by the Complainant Firm and the Insurance Co.

3. Brief facts of the matter are that the Complainant Firm obtained a Standard Fire and Special Perils Policy, through its Bank, State Bank of Mysore, hereinafter being referred to as the ‘Bank’, from the Insurance Co., for the period 08.06.2010 to 07.06.2011, for its