ORDER

Harnam Singh Thakur, Judicial Member.—Delay of 159 (One Hundred Fifty Nine) days in filing the present appeal is condoned for the reasons stated in the application for condonation of delay itself as well as in the interest of justice.

2. It has been alleged by complainant-appellant that complainant’s husband Sh. Sandeep Kumar (since deceased) had obtained a PNB MetLife Insurance policy bearing No. 21124235 having plan of Insurance Met Money Back for a sum assured of Rs 3,00,000/- from the Ops on 22.07.2013 and paying regular installment. He had also obtained another policy from Ops bearing No. 21912316 for a sum assured of Rs. 12,00,000/-. During the continuation of said policies, her husband suffered heart attack and expired on 15.06.2016. Complainant being nominee and legal heirs of Sh. Sandeep Kumar, lodged a claim alongwith all the documents. A surveyor appointed by the Ops, who visited her house and recorded her statement and of Sh. Brij Bhan, Numberdar of village. Complainant received a letter dated 23.09.2017 in which Ops mentioned that Lt. Sh. Sandeep Kumar was suffering from Liver and Kidney problems and took treatment from PGI, Rohtak prior to issuance of policy. Ho