JUDGMENT

Dr. J.G. Mecwan, Presiding Member.—Being aggrieved by and dissatisfied with the judgment and order rendered by the learned District Consumer Disputes Redressal Commission, Valsad on 13.03.2020 in Complaint No. 175 of 2018 the original opponent no. 02 has filed the present appeal under Section 15 of the Consumer Protection Act, 1986 before this Commission. For the sake of the convenience, parties are hereinafter referred to by their original nomenclature.

2. The facts given rise to the present appeal in a nutshell are as under: It is the case of the complainant that the complainant and her husband wanted to buy the property for their residence but as the complainant did not have enough money, on dated 26.12.2016, her husband applied for the loan from the opponent no. 01. It is further the case of the complainant that in response to the finance, the Opponent no. 01 informed him that in case of death of the complainant for any reason, the loan amount would be repaid by the insurance company and therefore the policy would have to be taken from the opponent no. 02. It is further submitted by the complainant that opponent no. 01 also stated that the premium amount of the policy