JUDGMENT

Dr. J.G. Mecwan, Presiding Member.—Being aggrieved by and dissatisfied with the judgment and order rendered by the learned District Consumer Disputes Redressal Commission, Valsad on 29.04.2014 in Complaint No. 85 of 2013 the original opponent has filed the present appeal under Section 15 of the Consumer Protection Act, 1986 before this Commission. For the sake of the convenience, parties are hereinafter referred to by their original nomenclature.

2. The facts given rise to the present appeal in a nutshell are as under: It is the case of the complainant that the complainant had taken Standard Fire and Special Perils policy from the opponent United Insurance Co. Ltd., for the period 27/11/2010 to 26/11/2011 for Rs. 5,00,000/- through India Bank, Valsad, the complainant was having bank account with India Bank, Valsad and therefore the policy was taken through Indian Bank, Valsad. It is further the case of the complainant that the policy was taken for covering the risk of the goods stored and kept in the premises of complainant namely Krishna Hardware, near Patel Chamber,