ORDER

D.R. Shirasao, Presiding Judicial Member.—Complainant has filed this complaint for getting insurance claim from opponent along with other reliefs.

2. Brief facts of the case are as under:

Opponent no.1 through its Agent, opponent no.2 had taken the tanker vessel owned by complainant named – MT Crystal for all risks under Marine Hull Insurance policy. Complainant was required to pay total premium of Rs.6,72,528/- to opponents and the same was payable in quarterly instalment of Rs.1,68,132/-. Accordingly on 06/11/2006 complainant had paid first instalment of amount of premium by cheque to opponent and thereafter insurance policy had come into effect on 09/11/2006. In that respect the proposal form was given by complainant to opponent no.1 on 23/11/2006. While giving proposal form general particulars were required to be submitted by complainant. As per this column, information regarding accidents to the vessels owned by complainant during last three years was required to be mentioned. However, as no accident had taken place with any of the vessels of complainant, complaina