ORDER

Dr. S.K. Kakade, In-charge President.—Aggrieved by the order passed by the South Mumbai District Consumer Disputes Redressal Forum (now Commission) in Consumer Complaint No.SMF/MUM/200/2004 decided on 11th January, 2008, dismissing the complaint the original complainant has filed this appeal before this Commission in 2008.

2. Brief facts of this appeal are as follows:

Complainant was the owner of a Tata Tanker as a commercial goods carrying vehicle for which he had purchased insurance policy bearing No.120100/31/02/01436. The insurance policy was in existence from 08/06/2002 to 07/06/2003. This appellant was covering the liability of the insured vehicle when in operation as well as during unloading of the motor vehicle. The cover was of Rs.3,00,000/- in addition to third party property damage to an unlimited amount. The said vehicle was used for transporting liquid products and was approved by R.T.O. On 17th November, 2002 the said vehicle was loaded with 12000 litres of HEXENE in a stationery and idle condition that was within the safe factory premises of Suven Pharmac