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SURJIT SINGH, PREM CHAUHAN, VIJAY PAL KHACHI
United India Insurance Company Ltd. – Appellant
Versus
Sudesh Kumar – Respondent


Advocates:
Advocate Appeared:
For the Appellant :P.S. Chandel, Advocate
For the Respondent:S.S. Roach, Advocate

ORDER :

Surjit Singh, President, (Oral)

Present appeal, under Section 15 of the Consumer Protection Act, 1986, is directed against the order dated 03.09.2014, of learned District Consumer Disputes Redressal Forum, Shimla, whereby a complaint, under Section 12 of the Consumer Protection Act, 1986, filed by respondent-Sudesh Kumar, against the appellants, has been allowed and a direction given to them to pay a sum of Rs. 3,13,650/- on net of salvage basis, with interest at the rate of 9% per annum, by way of insurance claim, for the insured vehicle, and also to pay Rs. 25,000/- on account of damages for mental harassment and litigation expenses.

2. Admitted facts are that respondent purchased a light commercial vehicle meant for carriage of goods, vide sale certificate dated 17.07.2010, for a consideration of Rs. 4,64,000/-. United India Insurance Co. Ltd. & Anr. v. Sudesh Kumar. The vehicle was insured with the appellants for a period of one year from 17.07.2010 to 16.07.2011. Temporary registration certificate was issued for a period of thirty days from the date of purchase of the vehicle. Within this period of thirty days, i.e. on 10.08.2010, vehicle met with an accident and was comp

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