JUDGMENT :

1. Present appeal has been filed by the complainant under Section 15 of Consumer Protection Act, 1986 against the order dated 05.04.2019 passed by District Consumer Disputes Redressal Forum, Mandi, H.P, whereby the complaint of complainant has been dismissed.

2. Brief facts necessary for adjudication of this appeal are that complainant is the registered owner of vehicle No. HP31B-3692 (Tata Zest car). The said vehicle was insured with the opposite party and the risk was covered from 02.11.2016 to 01.11.2017. It is further pleaded that IDV of the car was Rs.5,75,975/-. It is further pleaded that on 14th April, 2017 her sons Himanshu and Puneet Gupta along with Abhishek, Aditya and Sonu were travelling in the vehicle and Himanshu was driving the vehicle in question. The vehicle in question skidded and fell into BSNL Canal. In the accident, Himanshu (driver), Abhishek, Aditya and Sonu expired, whereas, Puneet Gupta swam to safety and survived. Puneet Gupta was not in a position to depose properly since he went under depression and shock. Relatives of Abhishek, Aditya and Sonu (all deceased) succeeded in manipulating and getting a false FIR bearing No. 72/2017, dated 15.04.201