ORDER

The present Appeal is filed against the order dated 21.10.2013 passed by State Consumer Disputes Redressal Commission, U.P. (in short ‘State Commission’) in Consumer Complaint No. 39/2006.

2. The Complainant/Respondent is a partnership firm engaged in the business of sale and purchase of gold and silver ornaments. The Complainant obtained Insurance Policy No.450402/46/02 3700566 for an amount of Rs.25,50,000/- from the Opposite Party/Insurance Company, covering the Insurance of stock and stock of trade, consisting of Jewellery, Gold and Silver Ornaments, Plate Pearls and Precious Stone of any cost or kind whatsoever, cash and currency notes and/or the other merchandise and materials usually for conduct of business. The Policy was valid from 20.09.2002 to 19.09.2003. The case of the Complainant is that, on 17.07.2003 at about 3 PM, dacoity took place in shop Nos.27, 28, 29 of the Complainant situated at Bhootnath Market, Indira Nagar, Lucknow. At the time of the incident, other businessmen, namely Shri Anil Rathore and Shri Ashok Gandhi were also present and they were having ornaments weighing approximately 11 kgs amounting to Rs.55 Lakhs. The said businessmen were displaying