C.VISWANATH, RAM SURAT RAM MAURYA
Supriya Spinning Mills Private Limited – Appellant
Versus
United India Insurance Co. Ltd. – Respondent
ORDER
1. The present Complaint is filed under Section 21 (a) (1) of the Consumer Protection Act, 1986.
2. The Complainant is a Private Limited Company engaged in cotton business since 2005. One of the stock points of the Complainant is situated at M/s Vijaya Chaitanya Enterprises Pvt. Ltd., Dhulipalla Village, Sattenapalli Mandal, Guntur District, A.P. The Complainant got insured its stock vide following Insurance Policies: -
| Sl. No. | Policy Number | Period | Sum Assured | Perils Covered |
| 1 | 2011/15080111111100000747 | 14-11-2011 to 13-01-2012 | 2,00,00,000 | Standard Fire and Special Perils Policy with add on cover earthquake (Fire and Stock) |
| 2 | 2011/15080111111100000805 | 30-11-2011 to 29-01-2012 | 4,00,00,000 | Standard Fire and Special Perils Policy |
|
| Total Sum Assured |
| 6,00,00,000 |
|
3. The case of Complainant is that on 27.12.2011, at about 5:00 PM, a fire broke out at M/s Vijaya Chaitanya Enterprises Private Limited near the Kappas heaps and damaged the entire stock. The cause of fire was “sparks emanating from the silencer pipe or lorry exh
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