ORDER

1. The present Revision Petition has been filed by the Petitioner/Complainant against order dated 06.12.2012 passed by the Haryana State Consumer Disputes Redressal Commission, Panchkula (for short “State Commission”) in First Appeal No.63/2008.

2. Along with the Revision, an application for condonation of delay of 30 days has also been filed by the Petitioner. For the reasons mentioned in the application and in the interest of justice, the delay in filing the Revision Petition is condoned and the Application is allowed.

3. The case of the Complainant is that the Complainant is a dealer in Paints since 30.11.1992. The Complainant was having a C/C limit of Rs.6,00,000/- from Respondent No.4 - Punjab National Bank, Main Branch, Loharu Road, Bhiwani since 1997. The insurance of the shop and godown were required as per the contract between them and the Bank used to pay Respondent Nos.1 & 2/Insurance Company premium on behalf of the Complainant duly debiting the account of the Complainant. Initially the shop was taken on 30.11.1992, whereas the godown was taken on rent much later. A fire broke out in the shop of the Complainant on the intervening night of 6th & 7th April, 2002 at