ORDER

Heard Ms. Maldeep Sidhu, Advocate, for the complainant, Mr. Sanjay K. Chadha, Advocate, for opposite parties-1 and 2 and Mr. Bikas Jha, Advocate, for opposite party-3.

2. Surinder S Chahal has filed above complaint for directing ICICI Prudential Life Insurance Company Limited and others (the opposite parties) to pay (i) Rs.1.05/- crores, along with benefits accrued on it and interest @24% per annum from the date of deposit till actual payment, (ii) Rs.20/- lacs, as compensation for mental agony and harassment, (iii) the costs of the litigation and (iv) any other relief, which is deemed fit and proper, in the facts of the case.

3. The facts, as stated in the complaint and emerged from the documents attached with the complaint, are as follows:—

(a) Surinder S Chahal (the complainant) was original resident of village Ballo majra, district Sasnagar Mohali. For last 44 years, he was residing in USA and acquired citizenship of that country also. ICICI Prudential Life Insurance Company Limited (opposite parties-1 and 2) was an insurance company and provides different types of insurance services. Mr. Sandeep Kumar (opposite party-3) was an authorised agent/platinum advisor of ICICI P