HDFC Bank Ltd. VS Anurag Gupta

Judicial Analysis Court Copy Headnote Facts Arguments Court observation

AVM J. RAJENDRA
HDFC Bank Ltd. – Appellant
Versus
Anurag Gupta – Respondent

Counsel for the Parties:
For the Petitioner:Mr. Devmani Bansal and Mr. Pratyus Sarangi, Advocates
For the Respondent:Mr. Anurag Gupta, Advocate and Respondent in Person

ORDER

This Revision Petition No.2250 of 2016 challenges the order of State Consumer Disputes Redressal Commission, UP, Lucknow (‘the State Commission’) dated 18.03.2016. Vide this order, the State Commission dismissed Appeal No. 2084 of 2010 and affirmed the District Consumer Disputes Redressal Forum-II, Agra (‘the District Forum’) order dated 15.11.2010.

2. The present Revision Petition was initially dismissed as barred by limitation by this Commission vide order dated 14.09.2018. In response, the Petitioner/OP filed Civil Appeal Nos. 12260-12261 of 2018 before the Hon’ble Supreme Court. The Hon’ble Supreme Court allowed the Appeal thereby condoning the delay in filing the Revision Petition. Consequently, the Supreme Court set aside the order of this Commission dated 14.09.2018. As a result, the matter was remitted back to this Commission for determination on merits.

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3. Brief facts of the case, as per the Complainant, are that he had held a Savings Bank Account (No. 1211000003240) with Opposite Party (OP) Bank at Sanjay Place, Agra. On 21.09.2002, he deposited a Payment Warrant (No. 6540222699) for USD $15,000 into his account. The OP Bank assured him that the payment