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2000 Supreme(Guj) 541

Gujarat High Court
Judgename :D.C.Srivastava, H.K.RATHOD
NEW INDIA ASSURANCE COMPANY LIMITED - Appellant
Versus
VIDYUTKUMAR SHANTILAL shah - Respondent
C.A.1333 of 1988
Decided On : 07/10/2000

Advocates Appeared: B.G.Patel, M.D.PANDYA, RAJNI H.MEHTA

Headnote:

Motor Vehicles Act, 1939 - Section 95 (2) - Motor accident Claims Tribunal - Compensation claim - Appellant argued that the liability of the Insurance Company while insuring the auto-rickshaw - Held, In this appeal, a short point is involved for determination - Learned Counsel for the appellant has argued that the liability of the Insurance Company while insuring the auto-rickshaw could not exceed - This fact was overlooked by the concerned tribunal and the tribunal was in error in upholding unlimited liability of the insurance company - We have considered the provisions of Sec. 95 (2) of the Act and also the award of the tribunal as well as the insurance policy and motor tariff - Ordered accordingly. (Para 3)

D. C. SRIVASTAVA, J.

( 1 ) THE New India Assurance Co. Ltd. , appellant has filed this appeal against the award dated 28-3-1988 rendered by the Motor accident Claims Tribunal, Ahmedabad.

( 2 ) BRIEF facts are that the applicant respondent No. 1 was walking on foot on the road from Paldi to Kocharab Ashram on 10-12-1983. The respondent no. 2 was driving his auto-rickshaw and was coming from behind. He was allegedly driving the auto-rickshaw rashly and in a negligent manner. He knocked down respondent No. 1 from behind as a result of which, he sustained serious injuries. The injured was taken to the hospital of Dr. Suman Shah. He filed the claim petition and claimed compensation of Rs. 3,50,000. 00. The Tribunal, however, allowed the petition partly and awarded compensation of Rs. 2,95,000. 00 with 12% per annum interest from the date of the application till payment with proportionate costs.

( 3 ) IN this appeal, a short point is involved for determination. Shri Rajni h. Mehta, learned Counsel for the appellant has argued that the liability of the Insurance Company while insuring the auto-rickshaw could not exceed Rs. 50,000. 00. This fact was overlooked by the concerned tribunal and the tribunal was in error in upholding unlimited liability of the insurance company. Learned counsel Shri B. G. Patel and Shri M. D. Pandya were heard. We have considered the provisions of Sec. 95 (2) of the Motor Vehicles Act, 1939 and also the award of the tribunal as well as the insurance policy and motor tariff.

( 4 ) XEROX copy of the insurance policy shows that the appellant insured bajaj Auto Rickshaw GRT 2260 and the insurance policy was valid on the date of accident. Premium paid is indicated in the insurance policy in the column of schedule of premium. It runs as under :

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