( 1 ) THE petitioner joined the service of respondent Bank of India as Clerk/typist in the Zonal office at Andhra on 25. 11. 1971. Thereafter, he was promoted as Officer on 15. 10. 1986 and transferred to Gujarat Zone. Between October 1986 to July 1989 he was posted as an Officer in Delhi Chakla branch of the respondent Bank. Thereafter he was transferred to Pisawada Branch as Branch Manager (Rural posting) where he took over charge as Branch Manager on 10. 7. 1989. He was served with the charge sheet for various misconduct shown in Annexure : B collectively, which are as under : (I) Fraudulent misappropriation of banks funds on various occasions to the tune of Rs. 16,200/- for personal pecuniary benefit and thereby had utilized Banks funds to the detriment of the interest of the Respondent Bank and to cover up the acts and omissions of the petitioner for the misconduct and dereliction of duties, the petitioner had tampered with the Respondent banks documents and had also managed to destroy and/or misplace the relevant negotiable instrument and documents so as not to effect the relevant debits and/or entries thereof on the debits of accounts of the petitioner. (II)