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2004 Supreme(Guj) 398

Gujarat High Court
Judgename :Bhawani Singh, H.K.RATHOD
MANIBEN S PANDYA - Appellant
Versus
SHANSHIKANT P SHRIGALOR - Respondent
First Appeal654 of 1995
Decided On : 07/01/2004

Advocates Appeared: MEGHA JANI, MITUL SHELAT, RAJESH K.DESAI, RAJNI H.MEHTA

Headnote:

Policy act - Section 95 - Accident Claims Tribunal in Motor Accident Claim Petition dated has been challenged through this appeal - Whether reporters of Local Papers may be allowed - Claimants are the mother wife and children of the deceased claimed compensation for death of (Deceased) in the motor accident which took place on national Highway within the local limits of village. Deceased was the driver of Truck No. GTJ- - Transport Company - He was coming towards - This Truck was insured with Oriental Insurance - Allegation is that the Truck No. MXL owned and driven by Opponent and insured with the National Insurance Company Ltd. coming from the opposite direction going towards the collided with the truck of the deceased after coming into his side of the road - Deceased sustained serious injuries. Immediately he was taken to the Municipal Hospital remained there for about seven days then shifted to the Civil Hospital at for better treatment - Held, tribunal ought to have held the company liable Looking to the provisions of section of the Act and the policy it is clear that the policy covers the risk of driver and cleaner and additional payment was paid - Payment of additional premium of the Insurance Co. is liable as per the terms of policy and the ratio laid down in case (supra) cannot be attracted and pressed in service by the Insurance - Because of payment of additional premium the Insurance Company has extended the coverage for the risk of driver and cleaner - Insurance cannot be absolved from liability by contending that the claimants were not entitled to compensation since there was negligence on the part of the driver - Claimants are entitled to get compensation from the Insurance Co. for the death of driver on the ground that the case is covered under the terms of policy irrespective of negligence on his part - conclusion is that the drivers of both the trucks are equally responsible for the accident, therefore, the Insurance Companies should pay the same in equal shares - We have examined the assessment of compensation made by the Tribunal - In absence of the evidence, the claimants are not entitled to loss to the estate - They would be entitled to the loss of expectancy of life, funeral expenses transport expenses medical expenses attendant charges special diet since the death took place after about eleven days from the date of accident - Deceased was earning per month - He was years old at the time of accident - Appropriate multiplier should be instead of adopted by the tribunal - Would be entitled for the compensation - Appeal is allowed.

BHAWANI SINGH, J.

( 1 ) AWARD passed by the Motor Accident Claims Tribunal, valsad (Navsari) in Motor Accident Claim Petition No. 572 of 1988 dated June 18, 1992 has been challenged through this appeal. Whether reporters of Local Papers may be allowed to see the Judgment?

( 2 ) THE claimants are the mother, wife and children of the deceased Gunvantrai Shanabhai Pandya (35 ). They claimed compensation of Rs. 3,50,500. 00 for death of gunvantrai Pandya (Deceased) in the motor accident which took place on February 27, 1987 at 12. 30 p. m. on national Highway No. 8 within the local limits of village Nandigam. Deceased was the driver of Truck No. GTJ-7140 owned by M/s. Shyam Transport Company, Nadiad. He was coming towards Ahmedabad. This Truck was insured with Oriental Insurance Co. Ltd. The allegation is that the Truck No. MXL-7897 owned and driven by Opponent No. 2 and insured with the National Insurance Company Ltd. coming from the opposite direction going towards the bombay collided with the truck of the deceased after coming into his side of the road. As a result of this accident, the deceased sustained serious injuries. Immediately, he was taken to the Municipal Hospital valsad, remained there for about seven days, then, shifted to the Civil Hospital at Ahmedabad for better treatment. However, he succumbed to the injuries sustained in the motor accident on 9. 3. 1987. The deceased was the sole bread winner of the family, receiving Rs. 400. 00 p. m. apart from Rs. 50. 00 per day while on journey. Therefore, his income is stated rs. 1,400. 00 which he was contributing to the family. The claimants have impleaded owners and drivers of both the vehicles involved in the accident apart from the insurance Companies with which the vehicles were insured. The owner and driver of the Truck No. MXL-7897 have not resisted the claim of the claimants. The National insurance Co. Ltd. has denied the allegation, stated that the Truck No. MXL 7897 was being driven properly at moderate speed in accordance with the rules of traffic. It is contended that it was the deceased who was driving the Truck No. GTJ-7140 carelessly, negligently at excessive speed in the middle of the road. He lost control over the vehicle and collided with the truck No. MXL-7897. As a result of the impact of the accident, truck No. MXL 7897 went of the road to a distance of about 19 ft. and fell into a pit while truck of the deceased went of the road and came to halt at a distance of about 20 ft. after hitting the tree. Truck was badly damaged, therefore, under the circumstances, the deceased was rash and negligent in driving the truck. Consequently, the National Insurance Company is not liable to pay the compensation. In case the conclusion of the liability of truck No. MXL-7897 is drawn, apportionment of the liability should be 20% and 80 % respectively.

( 3 ) OWNER of Truck NO. GTJ-7140 holds the driver of truck No. MXL-7897 responsible for the accident. Both the companies admit that these trucks were insured with the insurance companies.

( 4 ) ON the pleadings of the parties, the Tribunal framed following issues at Exh. 41: (1) Whether the applicants prove that the death of Gunvantrai Sanabhai Pandya was caused by rash and negligent act of Opponent No. 1 driving truck No. MXL-7897 on 27. 2. 1987 ? (2) Whether the applicants are entitled for compensation ? If yes, what should be awarded as a compensation ? (3) Which of the Opponents are liable and to what extent ? (4) What Award ?

( 5 ) AFTER considering the evidence led in the case and hearing the parties, the conclusion drawn is that the death of the deceased was not for the reasons alleged by the claimants. Accordingly, compensation has been assessed but the claimants have not been held entitled for the same. Consequently, the Tribunal held that the issue No. 3 is not surviving for consideration. The claim was, therefore, dismissed by the Tribunal. Dissatisfied with this judgment, the claimants filed this appeal seeking









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