SupremeToday Landscape Ad
Back
Next
Judicial Analysis Court Copy Headnote Facts Arguments Court observation
Listen Audio Icon Pause Audio Icon
judgment-img

1978 Supreme(Guj) 129

Gujarat High Court
M. K. SHAH
Khatubai Nathu Sumra - Appellant
Versus
Rajgo Mulji Nanji - Respondent
Second Appeal No. 491 of 1976
Decided On : 11/10/1978

Advocates:
R.A. Mehta, for Appellant; A.K. Mankad, for Respondents Nos. 1 to 6.

Headnote:

Code of Civil Procedure, 1908 - Order 3, Rule 7 - Property was mortgaged with possession - Assignee of the rights obtained - Suit was withdrawn - Appellant was the original plaintiff who filed a suit against the original defendant for redemption of mortgage of a property mortgaged by grandmother of the plaintiff to the father of original defendant No. 1 who, it appears, was the son-in-law - Held, In this view of the matter, the ratio laid down in the said second appeal holding that the term in the mortgage deed amounted to a clog on the equity of redemption would apply with greater force to the facts of the present case and in that view of the matter also, the terms in deed closely scrutinised and properly construed, do show that the document is unreasonable and unconscionable and in substance and effect it prevents the mortgagor from getting back her property on payment of what is due on her security - The bargain is invalid and inconsistent with the transaction being a mortgage and has not binding force and cannot be enforced or form basis of the defendants defence in a suit for redemption - Appeal allowed

JUDGEMENT :-

The appellant is the original plaintiff who filed a suit against the original defendant for redemption of mortgage of a property mortgaged by one Aishabai, grandmother of the plaintiff to the father of original defendant No. 1 Jusab Sidik Gulmohmed who, it appears, was the son-in-law of the said Aishabai. Original defendant No. 2 having died, his heirs are brought on record as respondents Nos. 1 to 10, the said defendant was impleaded as he was the assignee of the rights obtained by the said Jusab Sidik, original defendant No. 1's father from Aishabai. It may be noted at this stage that the suit was withdrawn against defendant No. 1 and it then proceeded against defendant No. 1 only.

2. The plaintiff's case was that the property consisting of a room, with Osri and Angna, that is, chowk or verandah and open space, which property was self contained, the same being Deli Bandh, was mortgaged for a consideration of Rs. 2,000 Koris on Aso Vad 3 of S.Y. 1998 equivalent to 1942 A.D. The property was formerly mortgaged to Khatri Jamat and the possession was obtained by redeeming the same from it through court. By the suit deed of mortgage Ex. 45, it was provided that the property was mortgaged with possession for a period of 99 years with condition that there will be no interest on the security amount of 2000 Koris (Rs. 667) and there will be no rent for the property given in possession to the mortgagee. The document further provided that the mortgagee was at liberty to spend for repairs and to incur incidental expenses on the property as also to demolish the property and to reconstruct from the foundation with upper floor, and at the time of redemption, the mortgagor will be bound to pay along with mortgage amount the said expenses so incurred by the mortgagee for repairs and reconstruction of the property. It was also mentioned that out of the said amount of 2000 Koris advanced on mortgage, an amount of 1900 Koris was received by the mortgagor for the purpose of meeting with household expenses. It was, therefore, the plaintiff's case that these terms in the mortgage were such as to amount to a clog on equity of redemption and they therefore, had no binding effect on her and she was, therefore entitled to redeem the mortgage before, expiry of the stipulated period of 99 years. The original mortgagee's (Sidik Gulmohmed) son Jusab, that is original defendant No. 1 sold the rights in the property obtained by the said document to defendant No. 2 on 3-12-1966 as per Ex. 56 for a sum of Rs. 1,700 and it was inter alia mentioned in that document that for repairs and new construction after demolishing the old one, an amount of Rs. 1,100 had been spent on the property.

3. The learned second joint Civil Judge, Junior Division, Bhuj, on the evidence led before him, came to the conclusion that the terms with regard to the period of 99 years and other terms contained in the document were such as to amount to a clog on equity of redemption and had, therefore, no binding effect on the plaintiff and the plaintiff was, therefore, entitled to redeem the property from the defendants. He, therefore, passed a preliminary decree for redemption of property on depositing in court the amount which may be declared by the court to be due within six months of the decision on issue No. 4, second part, which related to the amount to be deposited on redemption and on issue No. 5 which was with regard to the proof concerning the amount of Rs. 2287-31 paise alleged to have been spent after repairs and improvement of the property by defendant No. 2 and he, therefore, kept the matter for evidence on issue No. 4 (second part) and issue No. 5 after ordering preliminary decree to be drawn up as per O.34, R.7 of the Code of Civil Procedure.

4. Aggrieved by this judgement and decree of the trial court, original defendant No. 2 -Rajgor Mulji Nanji preferred regular Civil Appeal No. 77 of 1971 to the court of the District Judge, Kutch at Bhuj and the learned Distri












Click Here to Read the rest of this document

1
2
3
4
5
6
7
8
9
10
11
SupremeToday Portrait Ad
supreme today icon
logo-black

An indispensable Tool for Legal Professionals, Endorsed by Various High Court and Judicial Officers

Please visit our Training & Support
Center or Contact Us for assistance

qr

Scan Me!

India’s Legal research and Law Firm App, Download now!

For Daily Legal Updates, Join us on :

whatsapp-icon Back to top