IN THE HIGH COURT OF GAUHATI
R.B. Misra, J.
Smt. Rani Saha – Appellants
Vs.
Dipak K. Saha – Respondent
Decided On: 25.08.2006
N.I. Act - Dishonour of Cheque - Section 138 - 138 of the Negotiable Instruments Act, 1881 - Summary of Acts and Sections: The court discussed the provisions of Section 138 of the Negotiable Instruments Act, 1881, which deals with the dishonour of cheques due to insufficiency of funds in the account. The court also referred to legal principles established in various judgments, including the requirement of presenting cheques within six months from the date of issuance and the need for the payee to issue a notice within fifteen days of receiving information about the dishonour of the cheque.
Fact of the Case:
The petitioner, Smt. Rani Saha, had taken a loan from the respondent and issued six post-dated cheques to repay the loan. Five cheques were dishonoured due to insufficient funds, and despite receiving a legal notice, the petitioner did not make the payment. The court examined the presentation of the cheques, dishonour, and the issuance of the legal notice.
Finding of the Court:
The court found that the petitioner had issued the cheques to discharge a legally enforceable debt, and the respondent had followed the necessary legal procedures, including presenting the cheques within the statutory period and issuing a valid legal notice. The court held the petitioner guilty of the offence under Section 138 of the N.I. Act.
Issues: The court considered the issuance of the cheques, their presentation within the statutory period, the dishonour due to insufficient funds, the validity of the legal notice, and the failure of the petitioner to make the payment despite receiving the notice.
Ratio Decidendi: The court's decision was based on the established legal principles related to the presentation and dishonour of cheques, the requirement of issuing a valid legal notice, and the consequences of failing to make the payment after receiving the notice.
Final Decision: The court affirmed the judgment of the lower court and directed the petitioner to pay a sum of Rs.70,000 to the respondent, with a default sentence of three months' imprisonment in case of non-payment.
R.B. Misra, J.
1. Heard Mr. B. Das, learned senior counsel assisted by Mr. R.R. Dutta, learned Counsel for Smt. Rani Saha, petitioner-revisionist. Also heard Mr. S. Kar Bhowmik, learned Counsel for Sri Dipak Kr. Saha, the respondent No. 1 and Mr. R.C. Debnath, learned P.P. In charge appearing for the respondent State.
2. This criminal revision petition has been preferred under Section 397(1) Cr. P.C. (and not under Section 401. Cr. P.C.) against the judgment dated 18-2-2006 passed by the learned Additional Sessions Judge in Criminal Appeal No. 58(4)/05 preferred against the judgment dated 27-9-2005 of the Additional Chief Judicial Magistrate, West Tripura, Agartala (hereinafter called as ACJM) in CR. No. 3344/2001 affirming the conviction but modifying the sentence to pay a sum of Rs.70,000/- (a sum of Rs.65,000/- to be paid to the complainant and rest amount of Rs.5000/- be deposited to the treasury) instead of sentencing the accused/ applicant/petitioner/revisionist by the learned ACJM to pay a fine of Rs.1,00,000/-, in default to suffer imprisonment for three months in reference to the offence under Section 138 of the Negotiable Instruments Act, 1881 (hereinafter referred to as N.I. Act).
3. Since the judgment dated 27-9-2005 of Ld. ACJM already passed in CR 3344/ 2001 has merged with the order dated 18-2-2006 of the learned Additional Sessions Judge, therefore, the present revision under Section 397(1) Cr. P.C. is not maintainable against the order dated 27-9-2005. As such, the present revision petition is being heard against the order dated 18-2-2006 only.
4. In order to adjudicate the present revision, it is necessary to give the background of the case that the applicant/accused/revisionist, Smt. Rani Saha has a transport business owning a truck in her name. Out of family friendship, she took a loan of Rs.60,000/- from Mr. Dipak Kumar Saha, the opposite party-respondent and the said amount was to be paid in instalments of Rs.10,000/- for which six post dated cheques bearing No. 077379 dated January, 2001, 077380 dated 28-2-2001, 899042 dated 30-3-2001, 899043 dated 30-4-2001, 899044 dated 30-5-2001 and 899045 dated 30-6-2001 were issued to be drawn on UCO Bank, Agartala payable from the account of Smt. Rani Saha. The above cheques were deposited to the State Bank of India (the bank of Mr. Dipak Kumar Saha, where he maintained his accounts) and these were forwarded to the UCO Bank. It appears that five cheques were dishonoured and returned to Sri Dipak Kumar Saha with remarks of UCO Bank that the cheques were dishonoured due to insufficient fund in her account. However, at the request of Smt. Rani Saha, these cheques were again presented to the State Bank of India for encashment subsequently in the month of July, 2001 but the Branch Manager, State Bank of India, CR. Road Branch, Agartala returned these five cheques on 16-7-2001 mentioning that those cheques were dishonoured due to insufficient fund in the account of the accused/applicant/revisionist (Smt. Rani Saha). Thereafter, Sri Dipak Kumar Saha, the complainant/respondent herein sent a notice (through his Advocate) to the applicant by registered post with A.D. on 19-7-2001 intimating Smt, Rani Saha, about the dishonour of cheques requesting her to pay the amount of the bounced cheques within fifteen days of receipt of notice. The letter/notice was received on 20-7-2001 as reflected from the A.D. card, however, despite receipt of the legal notice, Smt. Rani Saha, did not make any payment, therefore, C.R. case No. 3344 of 2001 was filed on 3-9-2001.
5. It appears that one cheque bearing No. 077379 dated January, 2001, amounting Rs.10,000/- drawn on UCO Bank presented by the complainant was duly honoured and complainant received first instalment and remaining cheques from dated 28-2-2001 to the last cheque (dated 30-6-2001) were submitted by the complainant within six months from the date of issuance of those cheques i. e. within the period of limitation since on 16-7-2
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