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2025 Supreme(Gau) 1798

IN THE HIGH COURT OF GAUHATI, NAGALAND, MIZORAM AND ARUNACHAL PRADESH
Manish Choudhury
Sarada Choudhury, W/o – Late Mohendra Ch. Choudhury – Appellant
Versus
Life Insurance Corporation of India, represented by its Chairperson – Respondent


Advocates Appeared:
For the Petitioner:Mr. Sheeladitya, Advocate
For the Respondent: Mr. S. Nath, Standing Counsel, Mr. M. Sharma, Standing Counsel

Table of Content
1. details of petitioners and insurance loan. (Para 2 , 3 , 4 , 5)
2. claim processing after principal borrower's death. (Para 6 , 7 , 8)
3. tribunal's observations on notice issuance. (Para 9 , 10 , 11)
4. compliance with insurance coverage requirements. (Para 12 , 13 , 14)
5. unfair actions regarding insurance claim settlement. (Para 22 , 24 , 25)
6. court's final order on claim settlement. (Para 26 , 27 , 28)

JUDGMENT :

Manish Choudhury, J.

1. Heard Mr. Sheeladitya, learned counsel for the petitioners; Mr. S. Nath, learned Standing Counsel, Life Insurance Corporation of India [LICI] for the respondent nos. 1–4; and Mr. M. Sharma, learned Standing Counsel, United Commercial Bank [UCO Bank] for the respondent nos. 5 & 6.

2. The petitioners, 5 [five] in nos., have preferred this writ petition under Article 226 of the Constitution of India alleging unfair treatment meted out by the respondent authorities, more particularly, the respondent LICI authorities in a matter of making settlement of an insurance claim taken in respect of a housing term loan obtained by the petitioner no. 1 and one Debabrat Choudhury.

3. The petitioner no. 1 is the mother of one Debabrat Choudhury and t

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