(A) Can a secured creditor enforce a security interest invoking the provisions contained under Section 13 of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act 2002 (for short, the Act), even after obtaining a recovery certificate from the Debts Recovery Tribunal in respect of the very same secured asset?

(B) Does a "borrower" under the Act lose such status if an order has been passed against him by the Debts Recovery Tribunal for recovery of the debt?

(C) Is a Chief Judicial Magistrate in a non Metropolitan area debarred from exercising the powers under Section 14 of the Act to take possession of the secured asset?

2. These and certain other ancillary questions have come up for consideration in this petition filed by a borrower/judgment debtor under Section 482 of the Code of Criminal Procedure.

3. The petitioner had availed of a loan from M/s. Oriental Bank of Commerce, Ernakulam Branch (for short, the Bank). It is not in dispute that the Bank had approached the debts Recovery Tribunal, Ernakulam for recovery of the outstanding dues payable by the petitioner under the Recovery of Debts Due to Banks and Financial Institutions