1. The petitioner's husband was working as an automobile broker. On 8.9.1991 he met with an accident. He suffered head injury. He was left with post traumatic psychosis. It deteriorated into depression. The petitioner alleges that her husband has been declared insane.

2. The petitioner's husband had taken out six insurance policies for a total sum of Rs.2,20,000/-. The individual policies would mature on different dates during the period from 3.10.2004 to 28.1.2015. Thus, payment has not become due under any of the policies so far. The petitioner approached the respondent Life Insurance Corporation for payment of the matured value of the policies. Her request having been declined, she approached this Court with the prayer that it be declared that the petitioner was entitled to the payment of money for the full value of the policies. The petition having been dismissed by the learned single judge, the petitioner has filed the present appeal.

3. Mr. Ibrahim, learned counsel for the appellant contends that the entire concept of insurance is calculated to serve the social cause of providing security to the family. The object is to protect the dependants of the person who is un