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1999 Supreme(Ker) 461

A.R.LAKSHMANAN, S.SANKARASUBBAN
Parameswaran Pillai – Appellant
Versus
Banking Ombudsman – Respondent


Judgment :-

AR. Lakshmanan, J.

The petitioner in the Original Petition is the appellant in this appeal. This appeal is directed against the judgment dated 9.9.1999 in the Original Petition. The appellant made an application for enhancement of loan to Rupees Ten Lakhs on 21.5.1997 before the State Bank of Travancore, Ambalamughal Branch, Ambalamughal on the strength of a property belonging to him. It is the case of the appellant that the earlier loan sanctioned was only Rs. 75,000/- and there was no default whatsoever in the repayment of the said loan. According to the appellant, he submitted all documents necessary for scrutiny of the loan application including the original title deed, tax receipts, possession certificate, No Encumbrance certificate, non-attachment certificate, etc. and the Bank had not taken any steps for sanction of the loan for certain extraneous reasons. Hence the appellant made a complaint about this matter to the second respondent - the General Manager, Zonal Office, State Bank of Travancore, Thiruvanathapuram. The appellant was asked to approach the Assistant General Manager, Zonal Office, Ernakulam on 16.2.1998, which was followed by a letter dated 3.7.1998






































































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