“CR”

1. Petitioner submitted nomination for election, notified as per Ext. P1, to the committee of the 2nd respondent co-operative bank. Ext. P3 evidences that his nomination was rejected on the ground that he was in default to the bank as on the date of submission of the nomination and though he is shown to have deposited Rs. 8,875/- on 7-11-2008 towards interest, he is in default, going by the ledger. That is under challenge.

2. The petitioner says that the loan account was closed on payment of interest as evidenced by Ext. P2 and renewed in his favour on 7-11-2008. Ext.P2 evidences only payment of interest. It does not disclose the alleged closure of the loan account.

3. Theother pleadings in paragraphs 2 to 4 of the writ petition are that an amount of Rs.1 lakh was sanctioned under the Kissan Credit Card account in favour of the petitioner and that the loan has been renewed on 7-11-2008. He also relies on entries in Ledger No.8 of the bank as recorded in page 38 of the same. His further contention is that while the petitioner’s nomination has been rejected o the ground of default in repayment of loan, the nomination paper of one Sainulabdeen has been accepted, though it ought to have also been rejected, if the grounds of rejection of the nomination of the petitioner were true. He contends that he was not in default to the bank as on 10-11-2008 as the loan account was closed on 7-11-2008 and renewed for one year from 7-11-2008 and that the action taken against his interest and that in favour of Sainulabdeen are only because such person is a candidate belonging to a particular political party. The merits of the contention of the petitioner regarding the closure of the loan account granting of a fresh loan etc., are not matters that should gain the attention of the writ court since they would be available for consideration in an election dispute under Section 69 of the Kerala Co-operative Societies Act, 1969, hereinafter, the “Act”. I do not intend to foreclose the petitioner on any such ground, depriving him of opportunity to have his case on that issue considered by the competent arbitrator, though the bank, following the interim direction granted at the time of admission, has made available loan register.

4. Apart from the aforesaid fact situation, another ground of challenge is on the plea that no notice was given to the petitioner calling upon him to pay any amount due or payable to the 2nd respondent. In fact, this is the only objection raised, which could be considered as one on undisputed facts. The issue raised, as one of law, is that the petitioner was not given any notice calling upon him to pay any amount due or payable to the 2nd respondent. This issue has to be resolved with reference to rule 44 of the Kerala Co-operative Societies rules. 1969, hereinafter, the “Rules”. Rule 44 has three sub-rules of which (1) and (2) are relevant. Clause (c)(i) of sub-rule (1) prescribes a rule as to ineligibility for being elected. Indisputably, that does not provide for any notice being issued to the person in default. Sub-rule (2) provides the statutory compulsion as to cessation of office on incurring any of the disqualifications enumerated thereunder. Clause (c) of sub-rule (1), on the date of election. The proviso immediately occurring after that clause enjoins that the disqualification under sub-clause (i) of clause (c) of sub-rule (1) shall be deemed to be accrued only after the expiry of a period of one month from the date of receipt, by the member concerned, of a notice from the society, demanding him to clear off the defaulted amount specified therein and on failure of remittance of such amount within the said period. For one thing, that is a proviso only to clause (c) of sub-rule (2) to Rule 44. As rightly pointed out by the learned counsel for the bank, each of the clauses under sub-rule (2) is followed by a proviso and therefore, it has necessarily to be held that the proviso at the foot of rule 544(2)