Manjula Chellur, J.

1. This appeal is preferred by the 1st respondent before the learned single Judge in W.P. (C) No. 270/12. Respondents 1 and 2 herein are the parents of one Ms. Jwala who approached the appellant/bank for an education loan. It is not in dispute, a sum of Rs. 3,32,000/- was sanctioned as education loan as early as 2004. They borrowed the said loan for the purpose of their daughter's B.Sc. Nursing Course at the Vivekananda College of Nursing, Bangalore. After completing the three years course of study, as the institution imparting the course did not have recognition by the authority concerned, the daughter of the writ petitioners was not allowed to appear for the public examination. Ms. Jwala and other similarly placed students got admitted to other institutions having recognition. Therefore, she joined another college in September 2007. By this time the entire loan was availed of. Later when the loan was not repaid, revenue recovery proceedings were initiated against Ms. Jwala and her father. The writ petitioners approached the learned single Judge challenging the revenue recovery proceedings on various grounds. According to them, in terms of the Scheme,