V.G.ARUN, J.

The writ petition raises an important issue, regarding the right of a recovery agency functioning in the state to compel a citizen to repay amounts allegedly due to a foreign bank, by resorting to intimidatory tactics. The petitioner had worked as staff nurse at azjir, central hospital, saudi arabia and had returned to kerala in the year 2012. While at saudi arabia, the petitioner had availed a loan from the riyadh branch of the al-rahji bank. According to the petitioner, she had repaid the entire amount and had closed the loan account before leaving saudi arabia. On 21.1.2017, two persons, who introduced themselves as ajith and pradeep came to the petitioner's residence claiming to be recovery officers of the al-rahji bank. They informed the petitioner that her loan account was in default and that unless an amount of 2500 saudi riyal is paid immediately towards the outstanding amount, the petitioner would be arrested and taken to saudi arabia, for which purpose, they claimed to have obtained warrant of arrest from the indian embassy. The intimidating tone in which the said persons spoke, caused apprehension of arrest and succumbing to the threat, the petition