SupremeToday Landscape Ad
Back
Next
Judicial Analysis Court Copy Headnote Facts Arguments Court observation
Listen Audio Icon Pause Audio Icon
judgment-img

2021 Supreme(Ker) 9

N.NAGARESH
Sujith Prasad – Appellant
Versus
Reserve Bank of India, Thiruvananthapuram – Respondent


Advocates:
Advocate Appeared:
For the Petitioner: Sri.C.R.Jayakumar, Sri.Nobel Raju, Advs.
For the Respondent: Sri.C.Ajith Kumar, Sri. Millu Dandapani, Advs.

JUDGMENT :

The petitioner, who is a practising Lawyer, seeks to direct the 2nd respondent-Branch Manager, ICICI Bank Limited to recall the petitioner's entries in the CIBIL report of the petitioner and to direct the 2nd respondent to delete the adverse entries.

2. The petitioner states that he had availed a personal loan of Rs.3 lakhs from the 2nd respondent. The loan was sanctioned on 16.12.2006. The petitioner repaid the entire loan. The 2nd respondent, however, issued a notice on 12.08.2016 demanding the petitioner to pay Rs.42,895/-. The petitioner remitted the said amount as demanded by the 2nd respondent on 30.08.2016.

3. The 2nd respondent sanctioned to the petitioner an amount of Rs.37,337/-, on 16.07.2007. The petitioner repaid the said amount also. Yet the 2nd respondent demanded an additional amount of Rs.11,000/-, as per Ext.P3. The petitioner remitted the said amount also as evidenced by Ext.P4.

4. The petitioner wanted to avail a vehicle loan from another bank. The Manager was satisfied with the eligibility of the petitioner for availing loan. The Manager, however, did not sanction the loan pointing out that there are some adverse entries in the CIBIL report in respect of

    Click Here to Read the rest of this document
    1
    2
    3
    4
    5
    6
    7
    8
    9
    10
    11
    SupremeToday Portrait Ad
    supreme today icon
    logo-black

    An indispensable Tool for Legal Professionals, Endorsed by Various High Court and Judicial Officers

    Please visit our Training & Support
    Center or Contact Us for assistance

    qr

    Scan Me!

    India’s Legal research and Law Firm App, Download now!

    For Daily Legal Updates, Join us on :

    whatsapp-icon telegram-icon
    whatsapp-icon Back to top