IN THE HIGH COURT OF KERALA AT ERNAKULAM
T.R. Ravi, J.
The Oriental Insurance Co. Ltd – Petitioner
Versus
Vijayamma And Ors. – Respondents
MACA NO. 1775 & 2081 OF 2013
Decided On : 23-12-2021
Motor Accident - Compensation - Kerala Torts (Miscellaneous Provisions) Act, Fatal Accidents Act - [Kerala Torts (Miscellaneous Provisions) Act, Fatal Accidents Act] - The court discussed the compensation under various heads including loss of estate, funeral expenses, loss of dependency, pain and suffering, and loss of consortium. The judgment in Satinder Kaur was referred to, and the court held that there is justification for the claim made by the claimants for enhanced compensation under the mentioned heads.
Fact of the Case:
The case involved a motor accident resulting in the death of an individual. The claimants, who were the parents and siblings of the deceased, filed an appeal claiming enhancement of compensation. The insurer also filed an appeal challenging the entire award.
Finding of the Court:
The court found that the claimants were entitled to enhanced compensation under various heads including funeral expenses, loss of estate, pain and suffering, loss of consortium, and loss of dependency. The court also held that there was no contributory negligence on the side of the deceased.
Issues: The issues involved the determination of the appropriate compensation under different heads, the question of contributory negligence, and the interpretation of relevant legal provisions and precedents.
Ratio Decidendi: The court relied on the Kerala Torts (Miscellaneous Provisions) Act, Fatal Accidents Act, and the judgment in Satinder Kaur to determine the entitlement of the claimants to enhanced compensation under various heads. The court also considered previous decisions related to compensation for pain and suffering in similar cases.
Final Decision: M.A.C.A.No.1775 of 2013 was dismissed, and M.A.C.A.No.2081 of 2013 was allowed. The appellants/claimants were awarded an additional compensation of Rs.7,06,800/- with interest at the rate of 9% per annum from the date of filing of the claim petition till the date of realization, along with proportionate costs.
JUDGMENT :
The above appeals have been filed challenging the award passed by the Motor Accidents Claims Tribunal, Mavelikkara in OP(MV) No.810 of 2003. M.A.C.A.No.1775 of 2013 has been filed by the Insurance Company which was the 3rd respondent before the Tribunal and M.A.C.A.No.2081 of 2013 has been filed by the claimants before the Tribunal. The parties are referred to as claimants and Insurer.
2. The claimants are the parents and siblings of late Binu, who died in a motor accident. On 11.10.2002, the motorcycle driven by the deceased was hit by a car driven in a rash and negligent manner. The accident was denied by the Insurance Company. According to the insurer, no car was involved in the incident and the car, the driver and the eye witness were subsequently brought in, in order to sustain a claim petition. The Tribunal held that the accident occurred due to the negligence of the driver of the car. A sum of Rs.6,03,300/-, was awarded as compensation. The claimants have filed the appeal claiming enhancement. The insurer has filed the appeal challenging the entire award.
3. Heard the counsel for the claimants and the insurer.
4. According to the counsel for the insurer, no car was involved in the accident. It is submitted that even though the car was examined on 3.12.2002, no damage was noticed to the car. It is further contended that the Tribunal did not take into account the evidence tendered by PW2 and did not follow the decision in New India Assurance Co.Ltd. v. Pazhaniammal reported in [2011 (1) KLT 648]. Ext.A6 is the charge sheet which shows that the negligence is on the driver of the offending vehicle. The insurer had not adduced any independent evidence to show that the deceased was negligent. In the absence of any documentary or oral evidence tendered on behalf of the insurer, the Tribunal ought to have held that there was no contributory negligence.
5. The counsel for the claimants submitted the deceased was aged 28 years at the time of the accident and he was working as a High School Assistant in Malayalam, earning a salary of Rs.7,700/-per month. It is submitted that the Tribunal went wrong in adopting the multiplier applicable to the age of the mother of the deceased, instead of adopting 17 as the multiplier. The next contention of the counsel is that the Tribunal went wrong in fixing contributory negligence on the deceased at 50%. It is submitted that in the absence of any contra evidence, the Tribunal should have gone by the charge sheet and found that the driver of the car alone was negligent. It is pointed out that the Tribunal ought to have granted Rs.15,000/-each towards funeral expenses and loss of estate. It is also submitted that the amount awarded towards loss of love and affection and awarding merely Rs.5,000/-towards loss of consortium are wrong. It was further argued that the Tribunal ought to have granted compensation for pain and suffering.
6. The Hon'ble Supreme Court has held in the decision in United India Insurance Co. Ltd. v. Satinder Kaur @ Satwinder Kaur & Ors. reported in [2020 (3) KHC 760] that in cases of death the compensation is to be granted for loss of estate, funeral expenses and for loss of dependency and under no other head. It has been specifically held that no amount can be granted as compensation under the head pain and sufferings to the legal representatives of the deceased. The counsel for the claimants submitted the judgment in Satinder Kaur (supra) does not specifically deal with the question whether the pain and sufferings that the deceased underwent between the accident and his death should be compensated. It is submitted that as per the provisions of the Kerala Torts (Miscellaneous Provisions) Act, all rights available when the deceased was alive, would continue to be available to the legal representatives. Reference is made to Section 1 of the Fatal Accidents Act. The counsel on either side referred to the decisions reported in R.Ayyavu & Anr. v. Gopinathan Nair & Anr. [ILR
Jyni & Ors. v. Raphel P.T. & Ors.
National Insurance Co. Ltd v. Sivabakkiyam (since deceased) & Ors.
United India Insurance Co. Ltd. v. Satinder Kaur @ Satwinder Kaur & Ors.
AI
Enhancement of compensation was awarded based on revised income and considerations of dependency and pain, consistent with established law.
The court recalibrated motor accident compensation using updated income evidence while applying established legal principles regarding future prospects and deducting overly generous tribunal awards.
The court upheld the need for proper evidence linking injuries to death in compensation claims, emphasizing the importance of accurate classification in motor accident cases.
Contributory negligence affects compensation entitlements, with adjustments based on prior rulings and present circumstances.
Compensation assessments must reflect fair income evaluations and account for dependency losses, guided by established case law.
Compensation in fatal accident claims must accurately reflect future earning potential and follow established precedents for just adjudication.
In computing motor accident compensation, tribunals must rely on credible salary evidence, apply mandatory future prospect additions, ensure appropriate multiplier usage, and treat loss of love and a....
The main legal point established in the judgment is the determination of compensation under various heads, including loss of dependency, loss of consortium, and funeral expenses, based on the notiona....
The court determined compensation based on established precedents regarding loss of dependency, refixing income, and awarding interest, leading to an additional compensation of ₹4,35,400/-.
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