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1987 Supreme(Raj) 530

RAJASTHAN HIGH COURT
N.M.Kasliwal, Farooq Hasan, JJ.
National Insurance Company - Appellant
Versus
Kastoori Devi and Ors. - Respondent
D.B. Civil Special Appeal Nos. 82, 91, 92, 92 of 1985 and 1, 9, 7, 34 of 1986.
Decided On : 2-03-1987

In case of composite negligence, the liability of the insurance companies cannot be apportioned and the claimants can realize the compensation from anyone of the two insurance companies.

Headnote:

MOTOR VEHICLE ACCIDENT - COMPOSITE NEGLIGENCE - APPORTIONMENT OF LIABILITY - INSURANCE - LIABILITY OF INSURANCE COMPANIES - QUANTUM OF COMPENSATION - INTEREST.

Fact of the Case:

A motorcycle driven by Arvind Kumar met with an accident with a truck driven by Ram Karan and owned by Ismail and Madan Lai. Prem Prakash, Ashok Kumar, and Anand Kumar were pillion riders of the motorcycle. Prem Prakash, Arvind Kumar, and Ashok Kumar died on the spot after falling from the motorcycle. The truck was insured with M/s. United India Fire and General Insurance Company and the motorcycle was insured with National Insurance Company.

Finding of the Court:

The court found that the accident took place on account of the collision of the truck and the motorcycle. The court held that there was negligence of the driver of the truck primarily and since the driver of the motorcycle took four persons, it was a case of composite negligence. The court held that in case of composite negligence compensation can be realized by the claimants from anyone of the two and it is not necessary to apportion the liability.

Issues: 1. Whether the accident took place on account of the collision of the truck and the motorcycle? 2. Whether there was negligence of the driver of the truck and the driver of the motorcycle? 3. Whether the liability of the insurance companies can be apportioned in case of composite negligence? 4. What is the quantum of compensation to be awarded to the claimants? 5. What is the rate of interest to be awarded on the compensation amount?

Ratio Decidendi: 1. The court held that the accident took place on account of the collision of the truck and the motorcycle based on the evidence on record and the findings of the trial court. 2. The court held that there was negligence of the driver of the truck primarily and since the driver of the motorcycle took four persons, it was a case of composite negligence. 3. The court held that in case of composite negligence compensation can be realized by the claimants from anyone of the two and it is not necessary to apportion the liability. 4. The court awarded compensation to the claimants based on the income of the deceased, the age of the dependents, and the multiplier method. 5. The court awarded interest on the compensation amount at the rate of 6% per annum from the date of the claim till realization.

Final Decision: The court allowed the appeals filed by the claimants and set aside the findings of the tribunal. The court held that the accident took place on account of the collision of the truck and the motorcycle and that there was negligence of the driver of the truck primarily and since the driver of the motorcycle took four persons, it was a case of composite negligence. The court held that in case of composite negligence compensation can be realized by the claimants from anyone of the two and it is not necessary to apportion the liability. The court awarded compensation to the claimants based on the income of the deceased, the age of the dependents, and the multiplier method. The court awarded interest on the compensation amount at the rate of 6% per annum from the date of the claim till realization.

JUDGMENT

1. - All the above appeals are directed against the same judgment of the learned Single Judge dated February 27, 1985, a such they are disposed of by one single order.

2. Brief facts of the case are that a motorcycle No. DHT 2547 driven by Arvind Kumar met with an accident with Truck No. RJA 2936 driven by Ram Karan and owned by Ismail and Madan Lai on October 10, 1977 at 10 am. near Mahuwa Bus-stand. Prem Prakash, Ashok Kumar and Anand Kumar were pillion riders of the motor-cycle. In this accident Prem Prakash, Arvind Kumar and Ashok Kumar died on the spot after falling from motor-cycle. The truck was insured with M/s. United India Fire and General Insurance Company and the motor-cycle was insured with National Insurance Company. Three Claim Petition Nos. 28/78, 35/78 and 36/78 were filed by the respective legal representatives of deceased Arvind Kumar, Ashok Kumar and Prem Prakash. Since all the claims related to one accident, the three claims were consolidated and one set of witnesses was examined by the trial Court. A consolidated judgment was given by the Tribunal on January 31, 1983, dismissing all the three claim petitions on the ground that no such accident happened with the truck and the claimants failed to prove that there was any collision between the truck and the motor-cycle. Three appeal No. 90/83, 124/83 and 125/83 were filed by the claimants of all the three deceased. Learned Single Judge set aside the findings of the tribunal and held that the accident of the motor-cycle had taken place on account of collision of the truck in question. Learned Single Judge thus allowed the appeals and also held that there was negligence of the driver of the truck primarily and since the driver of the motor-cycle took four persons, it was the case of composite negligence. It was held that in case of composite negligence compensation can be realised by the claimants from anyone of the two and it is not necessary to apportion the liability. Learned Single Judge in the case of deceased Ashok Kumar allowed Rs. 60,000/- in the case of Arvind Kumar, Rs. 30,000/- and in the case of Prem Prakash Rs. 24,000/-, to their legal representatives respectively. It was also held by the learned single Judge that liability in each case of the United Insurance Company would be limited to Rs. 50,000/- but the liability of the National Insurance Company in the cases where it his been made liable, would be unlimited. It was also held by the learned Single Judge that in Arvind Kumar's case National Insurance Company was not a party in the claim petition as such the liability would be only of United India Fire and General Insurance Company in addition to that of driver Ram Karan and owner Ismail. It was also held by the learned Single Judge that under the Law of Torts nothing has been shown that the compensation could have been claimed by the claimants from the legal representatives of deceased Arvind Kumar, who was driving the motor-cycle but died in the same accident. The legal representatives of deceased Arvind Kumar thus could not be made liable for the compensation. Aggrieved against the judgment of the learned Single Judge 8 special appeals were filed. Special Appeals Nos. 90, 91 and 92 of 1985 have been filed by the United Insurance Company. Special Appeals Nos. 82/85 and 1/86 have been filed by the National Insurance Company and Special Appeals No. 7/86, 9/86 and 34/86 have been filed by Ram Karan and Ismail Driver and Owner of the truck in question. Cross-objections have also been filed by the claimants and legal representatives of all the deceased.

3. Mr. Hari Mohan Bhargava, appearing on behalf of United India Insurance Company argued that the evidence on record established that although Truck No. RJA 2936 was registered in the name of Ismail and insured with United India Insurance Company but Shri Ismail had already sold the truck to Madan Lai on a date prior to the date of accident. It has been submitted that Madan Lai in his wri
















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