2013 Supreme(Raj) 544
RAJASTHAN HIGH COURT
Gopal Krishan Vyas, J.
Shriram General Insurance Co. Ltd. - Appellant
Versus
Sharwan Lal and others - Respondent
S.B. Civil Misc. Appeal No. 33 of 2012.
Decided On : 4-01-2013
Advocates:
For the Appellant:Dhanpat Choudhary, Advocate.
For the Respondents:Ramesh Purohit, Advocate.
The insurance company's failure to provide evidence to support their plea resulted in the dismissal of the appeal and the affirmation of the award in favor of the claimants.
Headnote:
Insurance - Motor Accident Claim - Validity of Award
Fact of the Case:
A claim petition was filed by the respondents alleging that the deceased was hit by a tractor driven rashly and negligently, resulting in her death. The Motor Accident Claim Tribunal awarded compensation in favor of the claimants, which was challenged by the appellant insurance company.
Finding of the Court:
The Court found that the accident occurred due to the rash and negligent driving of the tractor, which was insured with the appellant insurance company. The appellant's plea that the tractor was not being used for agriculture purpose was not supported by evidence before the Claim Tribunal.
Issues: Validity of the award in light of the insurance company's plea that the tractor was not being used for agriculture purpose as per the policy terms and conditions.
Ratio Decidendi: The Court held that the insurance company's plea was unfounded as they failed to provide evidence before the Claim Tribunal. The finding was that the claimants were entitled to compensation due to the rash and negligent driving of the insured tractor.
Final Decision: The appeal was dismissed, and the award in favor of the claimants was upheld.
JUDGMENT
1. - Instant appeal has been filed by Shriram General Insurance Company Ltd. through its General Manager, Jaipur to challenge the validity of award dated 19.10.2011 passed by the Motor Accident Claim Tribunal, Gulabpura whereby, in the claim petition filed by the respondent-claimants, compensation of Rs. 5,85,800/- has been awarded in favour of the claimants along with interest at the rate of 6% from the date of filing the application.
2. As per facts of the case, a claim petition was filed by respondents No.1 to 6 before the Motor Accident Claim Tribunal, Gulabpura, in which, it is alleged that on 11.05.2010, at about 5.30 P.M., deceased Smt. Geeta Devi and Smt. Dhapu along with Dhana Lal were going on motor-cycle No.RJ-1-4M-4052 from Patiya ka Khera to Fatehpura. Near the vicinity of Kaliyas at Puvaliya tiraha they were hit by tractor No. RJ-06-R-1129 which was being driven by respondent No.8 rashly and negligently and it resulted into death of Smt. Geeta Devi. A criminal case was registered with regard to the incident at Police Station Rayela (District Bhilwara) for offences under Sections 279, 337, 338 and 304A, I.P.C. against respondent No.8 Ashok Kumar. In the claim petition, the claimants made a prayer for passing award of Rs. 25,46,000/- as compensation. The Claim Tribunal after receiving reply from the appellant insurance company awarded compensation of Rs. 5,85,800/- in favour of the claimants along with interest at the rate of 6% vide the impugned award dated 19.10.2011 which is under challenge in this appeal.
3. Learned counsel for the appellant vehemently argued that the award impugned is erroneous because the Tribunal has not considered the important aspect of the case that the tractor in question was insured for agriculture purpose only whereas, in this case, the tractor in question was being used for commercial purpose. Therefore, the award impugned is illegal because the vehicle was in question was used for commercial purpose against the terms and conditions of the policy. Learned counsel for the appellant further argued that the Claim Tribunal has lost sight of the fact that the Tractor in question at the time of the accident was being used for other than agriculture purpose contrary to the terms and conditions of the policy, therefore, the insurance company is not liable for any compensation and as such the award impugned may be quashed.
4. After hearing learned counsel for the appellant, I have carefully perused the award impugned.
5. Admittedly, there is finding in the award that tractor No.RJ- 06-R-1149 hit the motor-cycle of Dhanna Lal which was being driven rashly and negligently by the driver of the tractor which resulted into death of his wife. Dhanna Lal himself suffered disability in the said accident.
6. Learned Claim Tribunal axhibited as many as 38 documents and recorded statements of witnesses A.W.-1 Sharwan Lal, A.W.-2 Dhanna Lal and A.W.-3 Dhapu and A.W.-4 Rajendra Lodha and, after recording evidence on behalf of the insurance company gave finding that accident occurred due to rash and negligent driving of the tractor by its driver. The said tractor was insured with the appellant insurance company.
7. After perusal of the award impugned, it emerges from the finding given by the Tribunal that the insurance company is not disputing the fact of insurance of the tractor; but, only taking the plea that the tractor was not being used for agriculture purpose. However, it is important to observe that for the said plea the appellant insuance led no evidence before the Claim Tribunal. Therefore, the ground taken by the appellant in this appeal to challenge the award is totally unfounded. In the opinion of this Court, the Claim Tribunal has rightly arrived at the finding that the claimants are entitled for compensation because the accident occurred due to rash and negligent driving of the tractor driver which was insured with the appellant insurance company.
8. In view of above, no case is made out in
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