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2001 Supreme(Raj) 725

Rajasthan High Court
Honble PRAKASH TATIA, J.
National Insurance Co. - Appellant
Versus
Mansa Ram & Ors. - Respondents
S.B. Civil Misc. Appeal No. 876 of 2000
Decided On : July 13, 2001

Advocates Appeared:
L.D. Khatri, for Appellant Rajesh Panwar and P.R. Choudhary, for Respondents

Headnote:(a) Motor Vehicle Act, 1988 – Liability of the Insurance company in breach of condition of the policy – At the time of accident the driver had no valid and effective licence – Held – The burden lies upon the Appellant to prove the specific plea – Appellant Insurance Company failed to produce evidence in its favour – It can not escape from its liability. (Paras 14 & 15)(b) C.P.C., Order 41, Rule 27 – Producing additional evidence oral or documentary in the appellate Court – Held – Appellate Court can grant permission to produce evidence under Order 41 Rule 27(1)(a) in case the trial Court refused the evidence which ought to have admitted and under Order 41 rule 27(1)(aa) in case of any additional evidence which was not in the knowledge of the party after exercising due diligence party could not produce it.

       The burden of issue was upon the insurance company and the insurance company failed to produce evidence and it was held that it is to be seen who was at fault if no evidence is recorded, naturally the insurance company. Therefore, in the present case also the facts are identical as issue was framed placing burden upon the insurance company and there is no other evidence in support of the case of the insurance company. (Para 15)

       I am not inclined to grant any permission under Order 41 Rule 27 CPC because of the fact that even mere fact of absence of valid licence with the driver at relevant point of time will lead to another question of fact whether the driver was driving the vehicle with specific knowledge and consent of the owner to drive the vehicle without their being any valid licence and this plea is not even of the appellant-company. Since the appellant-company did not choose to place on record documentary evidence at proper time and looking to the provision of O. 41 R. 27 CPC there is no ground for permitting application under O. 41 R. 27 CPC. Hence the application is dismissed. (Para 20)

Honble TATIA, J.–Heard learned counsel appellant as well as claimants and the owner of the vehicle. None appeared for the driver of the vehicle.

(2). The brief facts relevant for the purpose of decision of this appeal are as under:-

(3). That on 19.6.93 at about 7.00 PM driver Ramchandra was driving Jeep No. RST 5184 and Gorkharam, Joraram, Anopram, Indraraj and Fatharam were traveling in the Jeep. At about 8.30 PM near Bawari a truck No. RJ19-G-1221 came and hit the Jeep causing death of Jeep driver Ramchandra on spot and in the same accident Indraraj and Joraram also died. The present claim petition was filed by the father and mother of deceased Ramchandra. At the time of accident deceased Ramchandra was of the age of 25 years only and it is stated that he was having a valid driving licence. Due to this accident the present claim petition was filed by Mansa Ram and Smt. Rukadi Devi who are the father and mother of the deceased Ramchandra and the claim case No. 116/94 was registered before the Accidents Claim Tribunal, Phalodi. In the claim, the claimants claimed Rs. 9,86,000/- only. In the claim petition, the driver, owner and Insurance Company were impleaded as party. It is submitted by the learned counsel for the appellant that reply was filed by the Insurance Company- appellant before the tribunal and the Insurance Company took a specific plea that the driver of the truck Sitaram was having a licence for driving light motor vehicle and he had no licence to drive heavy vehicles and, admittedly, Sitaram was driving heavy vehicle, i.e. truck, therefore, the Insurance Company is not liable as the owner of the vehicle permitted a person to drive the vehicle without there being any valid licence. According to the reply of the appellant-Insurance Company, the appellant- Company was aware of existence of licence of Sitaram driver. On the plea of Insurance Co. a specific issue No. 3 was framed by the tribunal, which reads as under:-

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(4). A bare perusal of the above issue, according to learned counsel for the appellant, that there is a specific plea of the appellant-Insurance Co. and driver & owner did not appear in the witness box. Therefore, every adverse inference is required to be drawn against the driver and owner that the driver was not having a valid driving licence and when it it Found that driver was not having a valid licence, this itself is a clear breach of condition of the Policy and the Insurance Company is not liable to reimburse any amount awarded against the driver resulting into award against owner.

(5). Learned counsel for the appellant relied upon the judgment of the Honble Apex Court delivered in United India Insurance Co., Ltd. vs. Shri Gian Chand & Ors. (1). According to learned counsel for the appellant the Honble Apex Court held that once the owner did not appear in the witnesses box to prove his case, an adverse inference had necessarily to be drawn against him.

(6). I may quote the relevant portion of the above judgment of the Honble Apex Court, which reads;

``In fact, once he did not step in the witness box to prove his case, an adverse inference had necessarily to be drawn against him to the effect that the vehicle had been handed over by him for being driven by an unlicensed driver, respondent No.1.

(7). In view of the above finding the Honble Apex Court held that Insurance Company is not liable for the award amount.

(8). I perused the award passed by the tribunal as well as the issues framed by the tribunal and the reply of the claim filed by the Insurance Company. It is true that there is a specific plea of the Insurance Company in reply that the truck driver Sitaram was having licence only to drive light motor vehicle and Insurance Company got this information from the copy of the licence seized by the Police.

(9). When there is a specific ple


















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