Sureshwar Thakur, Judge (Oral).

The truck owned by the respondent herein suffered damage in an accident which occurred on 14.03.2009. Its owner, respondent herein holding qua the ill-fated truck an insurance cover issued by the petitioner herein, instituted a complaint against its insurer before the District Consumer Disputes Redressal Forum, Bilaspur. On 21.06.2013, the District Consumer Disputes Redressal Forum, Bilaspur dismissed the complaint instituted thereat by the respondent herein on the score of the complainant/respondent herein not falling within the definition of “consumer” rendering hence the complaint instituted before it by the respondent herein being not maintainable. The respondent herein standing aggrieved by the rendition of the District Consumer Disputes Redressal Forum, Bilaspur, instituted an appeal therefrom before the H.P. State Consumer Disputes Redressal Commission, Shimla. The latter Court recorded a judgment in affirmation to the rendition of the learned District Consumer Disputes Redressal Forum, Bilaspur. However, in the operative part of its order, the H.P. State Consumer Disputes Redressal Commission, Shimla reserved liberty to the complaina