ORDER

P.S. Rana (R), President. - Present appeal is filed under section 15 of Consumer Protection Act 1986 against order dated 23.08.2016 passed by Learned District Forum in consumer complaint No. 41 of 2014 title Bani Sharma v. New India Assurance Company Limited .

Brief facts of Case:

2. Complainant Bani Sharma filed consumer complaint under section 12 of Consumer Protection Act 1986 against opposite party pleaded therein that complainant is registered owner of vehicle No. HP-72B-1021. It is pleaded that vehicle of complainant was insured with opposite party vide insurance policy No. 36080231120100007577 w.e.f. 26.12.2012 to 25.12.2013. It is further pleaded that complainant after verifying driving licence of Mintu Singh and after obtaining physical driving test of Mintu Singh and after satisfying himself that driver was holding valid driving licence employed him as driver. It is further pleaded that on dated 22.05.2013 driver of complainant loaded cement sheets from Mehatpur District Una (HP) in vehicle and vehicle was approaching Baijnath (HP). It is further pleaded that second driver of vehicle namely Mohan Lal s/o Ramji Dass was also along with him. It is further pleaded that