ORDER

P.S. Rana (R) President - Present appeal is filed under section 15 of Consumer Protection Act 1986 against order dated 30.08.2017 passed by Learned District Forum in consumer complaint No.123/2015 title Sunita Kashyap ICICI Lombard Motor Insurance Company Ltd.

Brief facts of consumer complaint:

2. Smt. Sunita filed consumer complaint under section 12 of Consumer Protection Act 1986 pleaded therein that husband of complainant was owner in possession of vehicle No.HP-01A-3891. It is pleaded that opposite party issued insurance policy No.3004/1-27620228/00/000 in favour of husband of complainant w.e.f. 03.06.2014 to 02.06.2015. It is pleaded that vehicle was plied for earning livelihood by means of self employment. It is further pleaded that vehicle met with accident on 09.03.2015 at place Tara Devi Shimla. It is pleaded that husband of complainant died on 05.01.2015 at IGMC Shimla and complainant is the legal heir of deceased Prem Chand. It is pleaded that matter was also reported in police station Jutogh. It is further pleaded that claim was submitted to opposite party but opposite party did not settle the claim despite completion of all codal formalities. It is pleaded that o