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2018 Supreme(HP) 2164

P.S.RANA, VIJAY PAL KHACHI
Himachal Pharmaceuticals Limited – Appellant
Versus
Oriental Insurance Company Limited – Respondent


Advocates Appeared:
Mr. Peeyush Verma Advocate, for the Complainant; Ms. Shilpa Sood Advocate, for the Opposite Party

ORDER

P.S. Rana (R) President - Present consumer complaint is filed before State Commission under Section 17 of Consumer Protection Act 1986 pleaded therein that complainant is engaged in manufacture and sale of pharmaceuticals drugs. It is pleaded M/s. Himachal Pharmaceuticals Limited vs. Oriental Insurance Co. Ltd. (C.C. No.08/2007 RBT No.01/2017) that complainant is a partnership concern and its partners are engaged in earning livelihood by means of self-employment. It is further pleaded that complainant unit was started after obtaining loan from Oriental Bank of Commerce Pathankot. It is further pleaded that M/s. Himachal Pharmaceuticals was insured with opposite party w.e.f. 13.04.2005 to 12.04.2006. It is further pleaded that complainant obtained Fire Standard Policy from the opposite party. It is further pleaded that on dated 25.10.2005 complainant unit suffered extensive damage and information was given to the opposite party. It is further pleaded that opposite party also deputed surveyor-cum-loss assessor. It is further pleaded that opposite party did not settle the claim and committed deficiency in service. Complainant sought relief of payment of Rs. 2019689/- (Twenty lac

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