JUDGMENT

P.S. Rana (R) President. - Present appeal is filed under section 15 of Consumer Protection Act 1986 against order dated 14.03.2017 passed by Learned District Forum in consumer complaint No.58/2014 titled Kamla Devi v. IFFCO TOKIO General Insurance Company Ltd.

Brief facts of consumer complaint:

2. Smt. Kamla Devi filed consumer complaint under section 12 of Consumer Protection Act 1986 pleaded therein that complainant is owner of vehicle registration No. HP-63A-1350. It is pleaded that vehicle was purchased for earning livelihood by means of self employment. It is pleaded that vehicle was duly insured with opposite party for IDV value of Rs. 538118/- (Five lac thirty eight thousand one hundred eighteen) w.e.f. 08.08.2012 to 07.08.2013. It is further pleaded that vehicle met with accident on dated 05.08.2013 and FIR was filed. It is pleaded that claim was filed before opposite party. It is pleaded that opposite party did not settle the claim and committed deficiency in service. Complainant sought relief of payment of Rs. 350000/- (Three lac fifty thousand) along with interest @ 9% per annum w.e.f. 01.01.2014 till the date of actual payment. In addition complainant sought pun