JUDGMENT

P.S. Rana, President

1. Present appeal is filed against order dated 25.07.2018 passed by Learned District Consumer Forum/Commission in consumer complaint No.03/2018 titled Nasib Chand Versus Shriram General Insurance Company Ltd.

Brief facts of consumer complaint:

2. Shri Nasib Chand filed consumer complaint under Consumer Protection Act pleaded therein that complainant is owner of vehicle bearing registration No.HP12H-5008. It is pleaded that vehicle in question was insured with opposite party at the time of accident. It is pleaded that on dated 05.09.2017 vehicle in question met with an accident at place Mandi Govindgarh Punjab. It is pleaded that cow suddenly came in front of the vehicle and in order to save cow driver of the vehicle applied sudden brakes as a result of which vehicle in question turned turtle on road. It is pleaded that vehicle was damaged in extensive manner. It is pleaded that intimation was given to opposite party immediately and opposite party appointed Surveyor cum Loss Assessor. It is pleaded that opposite party repudiated claim on 19.09.2017.

3. It is pleaded that Surveyor cum Loss Assessor assessed loss to the tune of Rs.99465/- (Ninety nine thou