1. These appeals have arisen out of two sets of claim petitions; one pertains to an accident cause whereof was a bomb blast and other deals with an incident where bullets of the terrorists sniffled life out of the passengers. Legal heirs have claimed compensation. In both sets of cases legal heirs have been successful. It is the Insurance Company which has challenged the decision so given.

2. So far as the appeals pertaining to bomb blast are concerned, these are enumerated in annexure ‘A’ appealed to this judgement. The appeals pertaining to the claimants who are heirs of those who died on account of terrorists bullets find serialized inannexue ‘B’

3. Bomb blast cases deals with incidents which took place on 07.10.1992 and 28.11.1994. The first incident as noticed above took place on 07.10.1992. At about 9.30 a.m. a bus started from Keso Manahasan to Jammu. When bus reached Diagiana Asharam, a bomb exploded in it. A number of persons died and some were grievously injured. The said accident it was alleged took place because of the carelessness and negligence on the part of the driver and conductor of the vehicle because they did not take proper care to check the bus during the days o

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